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Zoopla has issued its latest House Price Index for November 20205. This is a summary of some key points which will be of interest to our clients.

The November 2025 update from Zoopla delivers cautious but meaningful signals for the UK property market. Most importantly for investors, it shows a modest overall increase in property values, although there is some regional divergence. The average UK house price now stands at £270,200 (as of October 2025), up 1.3 per cent year on year (equivalent to around £3,340).

Zoopla emphasises that its index tracks achieved sale prices, backed by sold prices, mortgage valuations, and recently agreed sales, making it more reliable than indices based on asking prices alone.

In southern England, and by extension much of the London market, house prices have dipped for the first time in 18 months. In contrast, areas outside the South are holding up better: many northern regions, including those in the East Midlands catchment area, continue to see price rises of up to 1.4%.

A likely contributor to the softness in London and southern markets has been lingering uncertainty over impending tax changes. In recent months, speculation around a new annual property tax on homes over £500,000 and potential stamp duty reforms caused many buyers and sellers to adopt a “wait and see” approach. Now, with the Budget having dropped proposals for a broad tax on mid-market properties, that overhang has been removed, a factor that Zoopla identifies as pivotal to restoring confidence.

Yet there remains a structural headwind for buyers in high-value markets: no revision to stamp duty thresholds was announced. As a result, many buyers now face higher effective costs, pushing some to rethink their timing or valuations.

Overall, Zoopla's November 2025 report suggests a UK housing market that is neither booming nor collapsing. Growth is slowing and diverging regionally, but modest price rises outside high-cost areas and clearer fiscal visibility after the Budget could support a steady recovery.

For property professionals grounded in the East Midlands or London, the key lies in recognising where value may be shifting and aligning investment or development strategies accordingly.

We hope you found this helpful article. If you would like any support from our team with property tax, mortgage advice, or residential lettings, please do get in touch. You can call us on 01623 490 120 or email This email address is being protected from spambots. You need JavaScript enabled to view it.